Finance

Not a lot of profit in cash loan lending

Critics talk about the cash advance and payday advance industry in a way that makes it seem profits are astronomical. There isn't really a lot of fact in that idea about short term installment loan lenders. The average cash advance lender does not realize a lot of gains from lending. The profit margins are fairly ...

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You need a Roth IRA to get a wholesome pension

Building a good nest egg via sound retirement preparing is not probably the most enjoyable experience beforehand, but it's necessary in light of the troubles with Social Security. This is why a Roth IRA can be so essential to your retirement planning. Courtesy of Smart Money, here at the top five good reasons you'd want ...

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Should I do an emergency account or focus on credit card debt reduction?

Does it make more sense to get rid of charge card credit card debt or conserve money right now? The return on savings is fairly low right now making most individuals believe that debt reduction is probably the best option. Basically, the cost of carrying credit card credit card debt outweighs the benefits of saving ...

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Americans reducing bill used with credit cards

Recessions so often remind us of the value of good financial preparing, and why it is good to get rid of debt. People are using more fast cash towards paying down debt. It's beginning to show. Fewer individuals are using charge cards currently, and smaller remainders are being carried. You will find less credit card ...

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March 2010 Net Worth Update (+$39,805)

Holy cow! March 2010 was a wonderful month as we achieved record breaking net worth gains this month, topping Oct 2007 when my wife and I merged our finances, and May 2008 right at the previous peak of the stock market. Does this mean the recession is officially over? I'm not convinced ...

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