When you owe money, you are technically considered a debtor. In a perfect world, we would all be able to pay our debts on time and in full. At some point, most people will fall behind on payments. When your debts get too far behind, you may be sent to collections. When your account is ...

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What a Mess [caption id="" align="alignright" width="180" caption="Photo: flickr via 23401759@N00"][/caption] Getting into debt is easy, because all it takes is to spend more money than you make through credit cards and other loans. Live the good life until your bills come due. Taking out a loan to pay off your debts may make things easier for ...

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Just the Basics I know that my spending habits have changed in the last couple of years. Yours likely have too. This change is the result of job cuts, lower pay and the overall financial downturn. We need the economy to recover, and consumer spending still happening certainly helps, but fewer people are able to still ...

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Hardship leads to opportunity [caption id="" align="alignright" width="339" caption="Photo: sasd.k12.pa.us"][/caption] March, 2009 marked a low point in the global economy including world stocks. Gains have been great for stock exchanges since then though economies have been sluggish worldwide. The Associated Press reports that a lot of markets had gains of 50 percent or better from March to ...

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If you have a Discover More Card from the old $50 bonus, or any Discover card that has the earns their CashBack Bonus, you can donate your balance towards Haiti relief directly to the American Red Cross and Discover will match it 100% dollar-for-dollar, up to $1 million total. Read more about Discover Card Matching Haiti ...

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