Belly up to the butt end of America
Welcome to America's last stop for value, people of Wal Mart! We hope you enjoy the show and use the spittoon for all expectorations present and future. (Photo: flickr.com)
Wal-Mart may have a social conscience (as witnessed by their removing corporate ads from Glenn Beck’s programs), but that doesn’t [...]
A month ago our real estate mortgages/debt/leverage looked like this:
Property
Financing
Current Balance
PITI
Rental Property #1
5.63% 30yr fixed mortgage
$ 110,900
$ 1,030
Rental Property #1
HELOC 3.25% variable APR
$ –
$ –
Rental Property #2
6.50% 30yr fixed mortgage
$ 95,200
$ 820
House #3
5.8% [...]
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Cash really is trash. The average taxable money-market fund yields 0.08 percent. The yield of the average tax-free money fund is 0.12 percent. Even a one-year bank certificate of deposit will, on average, pay you less than 1.8 percent, according to Bankrate.com.
Read more about Even ‘Safe Money’ Can Be Parked in Short-Term Bonds…
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We want to know how the recession has affected you. Whether you’ve managed to ride out the economic storm or you’re struggling to keep your head above water, tell us your stories. You can post them on our Soapbox blog.
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Read more about Are You An Economic Survivalist? [...]
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Choose the home that's right for you (Photo: flickr.com)
Is your plate big enough?
CLICK HERE if you missed part one of this article.
So think long and hard about what you need in a home, because the mortgage costs are very real. Even if you are in a dual-income family, with both at the average income, the [...]